Michael Torres

Finance & Productivity Writer

Michael Torres holds an MBA with a concentration in Finance and is working toward his CFP® designation. He spent seven years in financial planning before pivoting to financial journalism and product reviews. His reviews of financial tools and software are grounded in his professional experience: he evaluates products the way a financial advisor would — by their real impact on your bottom line, not their feature lists. Michael is transparent about fees, limitations, and better alternatives when they exist.